Simple Budget: It All Starts With a Plan

2:44 pm

in money saving tips

Do you know exactly where you money goes each month?  How many of you struggle with your financials and the thought of a budget makes you cringe?  Or how many of you have a budget but it never really seems to work?

A good budget simply starts with knowing where your money should be going each month.  Once you know where it SHOULD be going, it’s easier to track the spending that SHOULD NOT be happening and attempt to stick with your budget each month.  A simple budget template can help you gather all that information in one place to get you started in the right direction.  Then it’s just a matter of tracking your monthly spending to stay as close to those numbers as possible each month.

You can download a simple budget template HERE.  Then follow these simple steps to get started:

Step 1 – Print off this budget form.
Step 2 – Write down what you are spending on a monthly basis. If you aren’t sure, give it your best guess.
Step 3 – Total each category in the total fields.
Step 4 – Total all the categories at the bottom.

You have taken the first step in setting a budget and moving toward your saving’s goals. Make this year be the one when you begin to accomplish your financial goals!

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